TENDER ID: MHTC/RFP/OT26/002
TENDER TITLE:

TAKAFUL INSURANCE SCHEME OF GROUP HOSPITAL 

SURGICAL (GHS) & GROUP TERM LIFE (GTL) 

FROM 1ST JUNE 2026 – 31ST MAY 2028

ADVERTISED DATE: 16 MAR 2026
CLOSING DATE: 25 MAR 2026
PROPOSAL SUBMISSION DUE DATE: 8 APR 2025 (subject to changes)
SERVICE PERIOD: 1ST JUNE 2026 – 31ST MAY 2028 (WITH 1 YEAR EXTENSION OPTION)
TENDER DOCUMENT PRICE: MYR 270

Tender Description

The purpose of this Tender is to appoint a qualified takaful insurance provider / registered takaful insurance agent to be appointed vendor for MHTC Insurance Scheme of Group Hospital & Surgical (GHS) and Group Term Life (GTL) From 1st June 2026 – 31st May 2028 (With 1 Year Renewal Option). 

Mandatory Requirement

INCORPORATION • Open to only registered takaful broker insurance company in Malaysia.
• Registered Takaful Insurance either with SSM or any valid Takaful Association.
PROJECT EXPERIENCE • Minimum 5 years’ experience in providing corporate insurance services.
• A proven track record of successfully administering GHS/GTL registration & termination.
ESTABLISHMENT • Min 3 years from the establishment date.

SCOPE OF WORK

ITEM

SCOPE OF WORK

QTY

1.

GHS:

A cashless takaful medical card ensures employees have hassle-free hospitalization. A higher overall limit and room board. Eligible age for member and spouse 18 to 64 years old, with expiry date is 71 years old, age next birthday. Eligible age of child is between 15 days to 23 years old, age next birthday. 

i. Details of GHS annual coverage as below: 

No

GHS Plan

Room & Board

Annual Coverage

(RM)

1

Plan A 

500

300,000

2

Plan B 

300

150,000

3

Plan C

250

100,000

4

Plan D 

200

80,000

ii. Headcount 

No

GHS Plan

No of Employee

Existing No of Employee

1

Plan A

Employee & Family

1

2

Plan B

Employee & Family

4

3

Plan C

Employee & Family

9

Employee & Spouse

3

Employee & Child

2

Employee Only 

5

4

Plan D

Employee & Family

16

Employee & Spouse

9

Employee & Child

1

Employee Only 

12

Total 

62

iii. The proposal must meet the minimum requirement or better of the Company’s medical benefits plan.
iv. Plan D, which includes entitlement to at least a two-bedded room in an ordinary hospital (e.g., KPJ Damansara or equivalent).

LS

 2.

GTL:

  1. Covering death for all causes or total and permanent disability (all causes) or partial and permanent disability (all causes) or terminal illness whichever is earlier. Eligible entry age is 16 to 64 years old, age next birthday. Maximum expiry age is 71 years old, age next birthday, coverage to employee only.


  2. Details of the GTL coverage as below: 

No

GTL Plan

Category

1

Death Benefits (GTTA) 

36 times insured person’s last drawn monthly basic salary

2

Terminal Illness Benefits GTI (GTI)

36 times insured person’s last drawn monthly basic salary

3

Total and Permanent Disability (TPDA)

36 times insured person’s last drawn monthly basic salary

4

Partial and Permanent Disability (PPDA)

36 times insured person’s last drawn monthly basic salary

 

 LS

Note:

  • Full details are available in the Tender Documents.
  • Procurement Team will reach applicants to arrange for Tender Documents purchase, Vendor Registration, and other necessary arrangements upon application at our website.
  • Interested applicants must apply through MHTC’s website at https://empowerenglish.edu.vn/mhtc/tenders/ before closing date (25 MAR 2026)