{"id":191790,"date":"2026-03-12T13:59:13","date_gmt":"2026-03-12T05:59:13","guid":{"rendered":"https:\/\/empowerenglish.edu.vn\/mhtc\/?p=191790"},"modified":"2026-03-12T16:17:11","modified_gmt":"2026-03-12T08:17:11","slug":"takaful-insurance-scheme-of-group-hospital-surgical-ghs-group-term-life-gtl","status":"publish","type":"post","link":"https:\/\/empowerenglish.edu.vn\/mhtc\/takaful-insurance-scheme-of-group-hospital-surgical-ghs-group-term-life-gtl\/","title":{"rendered":"Takaful Insurance Scheme of Group Hospital Surgical (GHS) & Group Term Life (GTL)"},"content":{"rendered":"\t\t
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TENDER ID:<\/strong><\/td>\nMHTC\/RFP\/OT26\/002<\/span><\/td>\n<\/tr>\n
TENDER TITLE:<\/strong><\/td>\n\n

TAKAFUL INSURANCE SCHEME OF GROUP HOSPITAL\u00a0<\/b><\/p>\n

SURGICAL (GHS) & GROUP TERM LIFE (GTL)\u00a0<\/b><\/p>\n

FROM 1<\/b>ST<\/b> JUNE 2026 \u2013 31<\/b>ST<\/b> MAY 2028 <\/b><\/p>\n<\/td>\n<\/tr>\n

ADVERTISED DATE:<\/strong><\/td>\n16 MAR 2026<\/td>\n<\/tr>\n
CLOSING DATE:<\/strong><\/td>\n25 MAR 2026<\/td>\n<\/tr>\n
PROPOSAL SUBMISSION DUE DATE:<\/strong><\/td>\n8 APR 2025 (subject to changes)<\/td>\n<\/tr>\n
SERVICE PERIOD:<\/strong><\/td>\n1<\/b>ST<\/b> JUNE 2026 \u2013 31<\/b>ST<\/b> MAY 2028 (WITH 1 YEAR EXTENSION OPTION)<\/b><\/td>\n<\/tr>\n
TENDER DOCUMENT PRICE:<\/strong><\/td>\nMYR 270<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n

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Tender Description<\/h2>\n

The purpose of this Tender is to appoint a qualified takaful insurance provider \/ registered takaful insurance agent to be appointed vendor for MHTC Insurance Scheme of Group Hospital & Surgical (GHS) and Group Term Life (GTL) From <\/span>1st June 2026 \u2013 31st May 2028<\/b> (With 1 Year Renewal Option).\u00a0<\/span><\/p>\n

Mandatory Requirement<\/p>\n

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\n\n\n\n\n\n
INCORPORATION<\/strong><\/strong><\/td>\n\u2022 Open to only registered takaful broker insurance company in Malaysia.<\/span>
\u2022 Registered Takaful Insurance either with SSM or any valid Takaful Association.<\/span><\/td>\n<\/tr>\n
PROJECT EXPERIENCE<\/strong><\/td>\n\u2022 Minimum 5 years\u2019 experience in providing corporate insurance services.<\/span>
\u2022 A proven track record of successfully administering GHS\/GTL registration & termination.<\/span><\/td>\n<\/tr>\n
ESTABLISHMENT<\/strong><\/td>\n\u2022 Min 3 years from the establishment date.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n

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SCOPE OF WORK<\/h2>\n\n\n\n\n
\n

ITEM<\/strong><\/p>\n<\/td>\n

\n

SCOPE OF WORK<\/strong><\/p>\n<\/td>\n

\n

QTY<\/strong><\/p>\n<\/td>\n<\/tr>\n

\n

1.<\/strong><\/p>\n<\/td>\n

\n

GHS:<\/b><\/p>\n

A cashless takaful medical card ensures employees have hassle-free hospitalization. A higher overall limit and room board. Eligible age for member and spouse 18 to 64 years old, with expiry date is 71 years old, age next birthday. Eligible age of child is between 15 days to 23 years old, age next birthday.\u00a0
<\/span>
i. Details of GHS annual coverage as below:\u00a0<\/span><\/p>\n\n\n\n\n\n\n\n
\n

No<\/b><\/p>\n<\/td>\n

\n

GHS Plan<\/b><\/p>\n<\/td>\n

\n

Room & Board<\/b><\/p>\n<\/td>\n

\n

Annual Coverage<\/b><\/p>\n

(RM)<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

1<\/span><\/p>\n<\/td>\n

\n

Plan A\u00a0<\/span><\/p>\n<\/td>\n

\n

500<\/span><\/p>\n<\/td>\n

\n

300,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

2<\/span><\/p>\n<\/td>\n

\n

Plan B\u00a0<\/span><\/p>\n<\/td>\n

\n

300<\/span><\/p>\n<\/td>\n

\n

150,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

3<\/span><\/p>\n<\/td>\n

\n

Plan C<\/span><\/p>\n<\/td>\n

\n

250<\/span><\/p>\n<\/td>\n

\n

100,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

4<\/span><\/p>\n<\/td>\n

\n

Plan D\u00a0<\/span><\/p>\n<\/td>\n

\n

200<\/span><\/p>\n<\/td>\n

\n

80,000<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

ii. Headcount\u00a0<\/span><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

No<\/b><\/p>\n<\/td>\n

\n

GHS Plan<\/b><\/p>\n<\/td>\n

\n

No of Employee<\/b><\/p>\n<\/td>\n

\n

Existing No of Employee<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

1<\/span><\/p>\n<\/td>\n

\n

Plan A<\/span><\/p>\n<\/td>\n

\n

Employee & Family<\/span><\/p>\n<\/td>\n

\n

1<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

2<\/span><\/p>\n<\/td>\n

\n

Plan B<\/span><\/p>\n<\/td>\n

\n

Employee & Family<\/span><\/p>\n<\/td>\n

\n

4<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

3<\/span><\/p>\n<\/td>\n

\n

Plan C<\/span><\/p>\n<\/td>\n

\n

Employee & Family<\/span><\/p>\n<\/td>\n

\n

9<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Employee & Spouse<\/span><\/p>\n<\/td>\n

\n

3<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Employee & Child<\/span><\/p>\n<\/td>\n

\n

2<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Employee Only\u00a0<\/span><\/p>\n<\/td>\n

\n

5<\/span><\/p>\n<\/td>\n<\/tr>\n

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4<\/span><\/p>\n<\/td>\n

\n

Plan D<\/span><\/p>\n<\/td>\n

\n

Employee & Family<\/span><\/p>\n<\/td>\n

\n

16<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Employee & Spouse<\/span><\/p>\n<\/td>\n

\n

9<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Employee & Child<\/span><\/p>\n<\/td>\n

\n

1<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Employee Only\u00a0<\/span><\/p>\n<\/td>\n

\n

12<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Total\u00a0<\/b><\/p>\n<\/td>\n

\n

62<\/b><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

iii. The proposal must meet the minimum requirement or better of the Company\u2019s medical benefits plan.
<\/span><\/span>iv.\u00a0<\/span>Plan D, which includes entitlement to at least a two-bedded room in an ordinary hospital (e.g., KPJ Damansara or equivalent).<\/p>\n<\/td>\n

\n

LS<\/strong><\/p>\n<\/td>\n<\/tr>\n

\n

\u00a02.<\/strong><\/p>\n<\/td>\n

\n

GTL:<\/b><\/p>\n

    \n
  1. Covering death for all causes or total and permanent disability (all causes) or partial and permanent disability (all causes) or terminal illness whichever is earlier. Eligible entry age is 16 to 64 years old, age next birthday. Maximum expiry age is 71 years old, age next birthday, coverage to employee only.<\/span><\/li>

  2. Details of the GTL coverage as below:\u00a0<\/span><\/li>\n<\/ol>\n\n\n\n\n\n\n\n
    \n

    No<\/b><\/p>\n<\/td>\n

    		\n

    GTL Plan<\/b><\/p>\n<\/td>\n

    		\n

    Category<\/b><\/p>\n<\/td>\n<\/tr>\n

    \n

    1<\/span><\/p>\n<\/td>\n

    		\n

    Death Benefits (GTTA)\u00a0<\/span><\/p>\n<\/td>\n

    		\n

    36 times insured person’s last drawn monthly basic salary<\/span><\/p>\n<\/td>\n<\/tr>\n

    \n

    2<\/span><\/p>\n<\/td>\n

    		\n

    Terminal Illness Benefits GTI (GTI)<\/span><\/p>\n<\/td>\n

    		\n

    36 times insured person’s last drawn monthly basic salary<\/span><\/p>\n<\/td>\n<\/tr>\n

    \n

    3<\/span><\/p>\n<\/td>\n

    		\n

    Total and Permanent Disability (TPDA)<\/span><\/p>\n<\/td>\n

    		\n

    36 times insured person’s last drawn monthly basic salary<\/span><\/p>\n<\/td>\n<\/tr>\n

    \n

    4<\/span><\/p>\n<\/td>\n

    		\n

    Partial and Permanent Disability (PPDA)<\/span><\/p>\n<\/td>\n

    		\n

    36 times insured person’s last drawn monthly basic salary<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    \u00a0<\/strong><\/p>\n<\/td>\n

    		\n

    \u00a0LS<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    Note:<\/p>\n